Eighty Percent of Small Claims Cases and Civil Matters Are Not Pursued
Small Claims Court » Eighty Percent of Small Claims Cases and Civil Matters Are Not Pursued
This is such a familiar story for most Americans:
- Some People does you wrong
- You go to court
- The court makes a decision in your favor
- You never receive any compensation.
Although the civil courts are structured to allow you to receive money owed to you, that doesn't mean that it is easy. Small claims court offers you basic information on filing any garnishment of wages, bank garnishments, liens, and other ways of recovering the money the small claims court awarded to you, but the information given to you will not teach you everything you need to know. Therefore, that leaves us with only a few choices:
- Let the debtor win (Never collect the money owed to you)
- Spend all of your time trying to learn how to recover your judgment yourself
- Hire an attorney and pay a retainer plus hourly fees of hundreds per hour
- Hire a debt collection service
Although debt collection service isn't hard to figure out once you know how to use one, the process can be worth the effort. You would suggest that judgment is awarded to you, the small claims court would make it less of a hassle for you to recover the funds that are owed to you.
The courts offers brochures to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the debtors banking information or the process for garnishing the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The easiest way to find the debtor's information about the debtor is the skip tracing technique. The process of skip tracing involves pulling a credit report on the debtor, and being a private investigator to connect all of the dots in the case. One of the obstacles a debt collector will run into is that most credit reporters won't let you retrieve a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will collect your money for you with no fees out of your pocket, and no fees if your funds aren't recovered. Unlike attorneys who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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